Personal Finance is a GPT that operates on top of ChatGPT and primarily focuses on providing financial advice. The tool specifically targets personal finance and investment topics. When users interact with Personal Finance, they can input queries concerning various areas of personal finance and investments, making it a potentially useful tool for those seeking guidance on these matters without the need for a financial advisor. The GPT is initiated with a welcome message to greet users and set the stage for their financial question and answer session. The intended usage of Personal Finance is flexible, as it ranges from those wanting quick insights on a certain matter, to those requiring an in-depth query response about complex investment topics. As part of the ChatGPT system, users need to sign up for participation. A requirement is the ChatGPT Plus subscription. Personal Finance's functionality spans a considerable range of personal finance elements, reinforcing its utility as a personalised AI-based financial tool for users with different kinds of queries and experience levels. It is crucial to note that while Personal Finance can provide insightful responses based on input prompts, it should not substitute professional financial advice.